Loan and Deposit Rates

RMB Deposit Rates

Effective Date: 14 April 2026
Unit: % per annual

Type Category Annual Interest Rate
Savings Deposit Savings Deposit 0.05
Fixed Deposit 3 Months 0.7
Fixed Deposit 6 Months 0.95
Fixed Deposit 1 Year 1.15
Fixed Deposit 2 Years 1.2
Fixed Deposit 3 Years 1.3
Agreement Deposit   0.1
Notice Deposit 1 Day 0.1
Notice Deposit 7 Days 0.3

Remark: The Interest rates mentioned here serve as reference only, please check details at East West Bank China outlets.

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